Frequently asked questions
A hard money loan is an asset-based loan primarily based on the property’s value rather than the borrower’s credit score or income. It’s ideal for investors who need fast financing for acquisitions, renovations, or bridge loans.
AllQuest Financial typically approves hard money loans within 24–72 hours, depending on the property type and loan amount.
We finance residential and commercial properties, including single-family homes, multi-family units, fix-and-flip projects, and commercial real estate.
No. Our loans are asset-based, so we focus on the property value rather than credit score. Investors with credit challenges can still qualify.
Loan terms usually range from 6–24 months with interest-only payments. Rates depend on the property type, loan-to-value ratio, and borrower profile.